Today marks the one week anniversary of the shift to the new HECM roster. The new roster means that the new requirements for reverse mortgage counselors have gone into effect. Only counselors that have met these requirements will be permitted to provide HECM counseling. As a result, the number of agencies providing HECM counseling have, for the time being at least, decreased dramatically. Some states, such as Delaware and Hawaii, do not have any local counseling agencies that have met the new requirements and are on the HECM roster. However, since many counseling agencies provide counseling on a national level by phone, borrowers in these states are unlikely to feel any ill effects.
The list of new counselors can be found at: https://entp.hud.gov/idapp/html/hecm_agency_look.cfm