NRMLA released two new ethics advisories today: 2009-01 “Ethical Offers of Other Financial and Insurance Products and Services”, which covers recommendations for following the new rules and restrictions laid out concerning cross-selling, including those in the McCaskell ammendment and the recent HUD mortgagee letter. The other ethics advisory, 2009-02 “Lead Generation State Licensing Requirements and Ethical Advertising”, covers lead generation activities, and reiterates the NRMLA ethics committee’s intention to report or publicly name violators. NRMLA members and nonmembers alike should read these advisories, as the ethics committee also announced its authority to remand non-member violators and report them to the approrpriate authorities.